Servicing global clients from the heart of Switzerland

Transforming Economies Through
Digital Financial Inclusion

We partner with banks, financial institutions and Fintechs to design and deliver technology-led transformation — from strategy to execution.

30+Years combined banking technology experience
GlobalMulti-million programmes delivered across leading institutions
150+Programmes delivered

Advisory Services Built for the Digital Age

From strategic vision to operational delivery — we bring the depth of experience that banks and financial institutions need to navigate technology transformation with confidence.

Every engagement is led by the people you met at the pitch.

Every engagement is led by practitioners with hands-on experience running large-scale technology transformation in Investment Banking, Commercial Banking, and Wealth Management.

We don't send graduates to your boardroom. You get the people you met at the pitch — every time.

Meet the Team

Inspire

We take pride in inspiring companies and leaders to take the next step in their technology transformation journey.

Digital financial inclusion — connecting people to the global financial system

Include

Deeply passionate about leveraging the right technology to implement solutions that improve Financial Inclusion globally.

Innovate

We bring unparalleled digital transformation solutions with a focus on superior client experience and measurable outcomes.

Practitioners, Not Theorists

Pascal Emile — Founder & Managing Partner, OpportuniFin

Pascal Emile

Founder & Managing Partner

Former CIO at UBS, Credit Suisse, Deutsche Bank, and Dresdner Kleinwort — recognised as one of the UK's 50 most influential CIOs. Over three decades of using technology as a differentiator across the full spectrum of financial services, from investment banking to wealth management. Through OpportuniFin, he advises institutions at the intersection of digital transformation and financial inclusion, bringing deep expertise in data, AI and cloud-native innovation.

Aparna Emile — Chief Operating Officer, OpportuniFin

Aparna Emile

Chief Operating Officer

Former Director at Nomura International — Global Portfolio Manager managing transformation portfolios of up to $100m across EMEA, Japan, and the US. Nearly two decades of hands-on experience in programme delivery, regulatory change, and distributed ledger technology across Deutsche Bank, Nomura, and Digital Asset (Switzerland). Oxford graduate and recently Microsoft AI Transformation Leader certified, bringing rigorous, practice-led expertise to OpportuniFin's operations and client delivery.

Xenia Tao — Board Member, OpportuniFin

Xenia Tao

Board Member

Former Managing Director at Credit Suisse — Head of Control Room Switzerland and Chief of Staff to the Group CIO. Nearly two decades at the intersection of technology, governance, and strategy in a tier-one institution. Holds a postgraduate specialisation in Machine Learning from ETH Zürich, with research focused on AI governance in financial services.

Ready to embrace your digital future?

Start with a free, no-obligation consultation. Together we can achieve anything.

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