Practitioners, Not Theorists.
Every engagement is led by practitioners who have spent decades inside the institutions we now advise — not on the outside looking in.
Our Story
OpportuniFin was founded by a team of senior practitioners with a shared conviction: that technology, when deployed with purpose and precision, can fundamentally expand access to financial services for people and institutions across a rapidly evolving, digitally connected world. Our mission from day one has been to harness that potential — helping banks, fintechs, and financial institutions leverage technology not just to compete, but to include.
Our founders have collectively led technology transformation programmes across four continents, delivering platforms at some of the world's largest financial institutions — from global investment banks to private wealth managers. We have sat in the rooms where the decisions get made — and we bring that experience directly to our clients.
We care about our clients and work as trusted partners — not parachute consultants. Every engagement starts with listening, not presenting. We align your technology roadmap to your business outcomes, then stay with you through execution.
At our core, we believe that digital financial inclusion is not just a commercial opportunity — it is an imperative. Technology done right has the power to bring millions of people into the formal financial system. That mission drives everything we do.
The Team
Founder & Managing Partner
Founding Partner at OpportuniFin and a seasoned C-suite technology leader — including CIO roles at Dresdner Kleinwort, Deutsche Bank, Credit Suisse, and UBS — recognised as one of the UK's 50 most influential CIOs. Over three decades of experience using technology as a differentiator across the full spectrum of financial services, from investment banking to wealth management.
Through OpportuniFin, he advises institutions at the intersection of digital transformation and financial inclusion, leveraging deep expertise in data, AI-led and cloud-native innovation to help financial institutions drive efficiency, reimagine client experiences, and build the capabilities that define the next era of financial services.
Beyond OpportuniFin, Pascal serves as a Board Member at the Fondation Pasteur Suisse, supporting the Global Institute Pasteur network in promoting scientific research with a focus on infectious diseases.
Chief Operating Officer
Former Director at Nomura International — Global Portfolio Manager managing transformation portfolios of up to $100m across EMEA, Japan, and the US. Nearly two decades of hands-on experience in programme delivery, regulatory change, and distributed ledger technology across Deutsche Bank, Nomura, and Digital Asset (Switzerland). Oxford graduate and recently Microsoft AI Transformation Leader certified, bringing rigorous, practice-led expertise to OpportuniFin's operations and client delivery.
She has an established track record in Distributed Ledger and Blockchain technologies in the capital markets domain, including tokenisation, digitising trade and post-trade activities, and Fund Management. Her approach combines strong attention to detail with a proven ability to deliver complex transformation programmes on time and within risk parameters.
As COO of OpportuniFin, Aparna oversees operational delivery, client engagement, and the firm's governance frameworks — ensuring every client engagement meets the standard of excellence the firm is built upon. She brings a rigorous, practice-led perspective to AI governance and enterprise AI adoption in financial services.
Board Member
Former Managing Director at Credit Suisse. Over nearly two decades, she built a rare institutional vantage point — from a decade leading cross-border advisory compliance as Head of Control Room Switzerland, to Chief of Staff to the Group CIO. This gave her direct visibility into how large institutions make, govern, and execute strategic technology decisions.
Xenia holds a postgraduate specialisation in Machine Learning from ETH Zürich, with research focused on AI governance and fiduciary duty in AI-driven financial services.
She brings to OpportuniFin's board the perspective of a senior institutional insider — someone who has operated where technology, governance, and strategy meet.
How We Work
You will never be handed to a junior team after the pitch. The people you meet are the people who deliver.
We start every engagement by understanding your business, your constraints, and your definition of success — not ours.
A roadmap without a delivery plan is a document. We stay with you from vision through to implementation.
Start with a free, no-obligation consultation.